API Status: Operational

RateMatch Partner API

Send loan applications from your own systems and get matched lender offers back: the same steps, checks and lenders as the RateMatch form, over a REST API.

Get Started API Reference

Authentication

Send your API key with every request

Quick Start

Create, credit check and match an application

Sandbox Testing

Test your integration with simulated credit scores

API Reference

Explore the full API with interactive documentation

Quick Example

Create an application in the sandbox

curl -X POST https://staging.api.ratematch.ai/api/partner/v1/applications \
  -H "Authorization: Bearer rm_sandbox_your_key" \
  -H "Content-Type: application/json" \
  -d '{ "formType": "personal", "data": { "loanAmount": 25000 } }'

Key Features

Sandbox

Simulated credit checks, chosen with the X-Sandbox-Score header, so you can test every outcome

Safe retries

Send an Idempotency-Key and a retried request returns the first response instead of running twice

Rate limits

120 requests a minute per API key, with RateLimit headers on every response